Traffic Violations in Massachusetts

Massachusetts uses a Safe Driver Insurance Plan (SDIP) where surchargeable events increase insurance premiums for six years rather than using a traditional points system. Most speeding tickets carry $150-$300 fines plus surcharges. Traffic attorneys charge $250-$600. Massachusetts has a unique "clerk magistrate hearing" process for many traffic offenses — an informal hearing before a clerk can result in case dismissal without a judge. Speeding in a school zone or construction zone doubles fines. Massachusetts recently banned handheld phone use while driving (hands-free law effective 2020). Junior operator violations carry stricter penalties for drivers under 18.