Bankruptcy in Oregon

Oregon has a single bankruptcy district. Chapter 7 fees range $1,200-$2,200, Chapter 13 costs $2,800-$6,000. Oregon exemptions include a $40,000 homestead exemption ($50,000 if both spouses file), $3,000 motor vehicle, and generous personal property exemptions. Oregon allows only state exemptions. Portland area filings dominate the district. Oregon has above-average exemptions for household items and tools of trade. The state's high cost of living in Portland drives significant consumer bankruptcy.