Bankruptcy in Arizona

Arizona has a single bankruptcy district. Chapter 7 fees range $1,000-$2,000, Chapter 13 costs $2,500-$5,500. Arizona exemptions include a $150,000 homestead exemption, $6,000 motor vehicle, and $300 wildcard. The generous homestead exemption protects most Arizona homeowners. Arizona does not allow federal exemptions. Maricopa County generates the majority of filings. Arizona's real estate market volatility (experienced in the 2008 crisis and recent boom) drives cyclical bankruptcy patterns. Chapter 7 means test median income is approximately $59,000 for a single filer.