Personal Injury in Michigan

Michigan has a unique no-fault auto insurance system that significantly affects personal injury claims. Under Michigan's no-fault law (reformed in 2019), drivers' own insurance covers medical expenses regardless of fault, with options to choose coverage levels. Third-party tort claims require a "serious impairment of body function" threshold. Contingency fees are typically 33.33%. Michigan has a three-year statute of limitations for personal injury. The 2019 auto insurance reform introduced fee schedules for medical providers treating auto accident patients. Premises liability in Michigan follows common law standards with open and obvious danger doctrine providing significant protection to property owners. Product liability cases are common given Michigan's manufacturing heritage.