Bankruptcy in Iowa

Iowa ( IA)

Average: $2,200

Last Updated: Mar 2026

Low Estimate

$900

Simple / Uncontested Cases

Average Cost

                        $2,200                    
Typical
                        Bankruptcy Case
                    

High Estimate

$5,000

Complex / Contested Cases

Cost Component	Low	Average	High
Attorney Hourly Rate	$175/hr	$250/hr	$400/hr
Total Cost Estimate	$900	$2,200	$5,000
Court Filing Fee	$338

What to Know About Bankruptcy Costs in Iowa

Iowa has two bankruptcy districts. Chapter 7 fees $900-$1,700, Chapter 13 $2,200-$5,000. Iowa allows choice between state and federal exemptions. State homestead exemption covers 1/2 acre in city or 40 acres rural with unlimited value — extremely generous. State law is typically more favorable than federal.

Sources: United States Courts (uscourts.gov) - Ch.7: $338, Ch.13: $313