Planning for Chapter 13 Bankruptcy in Indiana requires a clear understanding of both mandatory government fees and discretionary service costs. In 2025, individuals pursuing this legal action typically encounter an average total investment of $6,694.
Compared to the United States national average of $5,000, legal costs in Indiana are34% higher than the average.
The initial barrier to entry in the Indiana court system begins with the mandatory filing fees. For Chapter 13 Bankruptcy, these non-refundable charges range between $287 and $351 depending on the specific county and local surcharges.
Based on verified jurisdictional data
Avg. Attorney Rate
$255/hour
Estimated Total
Disclaimer: This is a rough estimate based on Indiana averages. Actual costs vary by county and specific circumstances.
Indiana State Law Overview
6 months in Indiana and 3 months in filing county
60 days from filing to final decree
Indiana is an equitable distribution state. The state presumes equal division of marital property unless inequitable. Indiana has unique provisions for educational expenses and requires parenting time guidelines.
The costs provided are estimates based on historical data and local fee structures. Legal fees vary by complexity and attorney experience. This site does not provide legal advice, and no attorney-client relationship is formed by using this tool.
Prepare and file the petition with the local Indiana court.
Exchange of information and legal evidence between parties.
Mandatory or voluntary negotiation to reach an agreement.
Final court hearing and issuance of legal decree.
The cost of Chapter 13 Bankruptcy in Indiana can be significantly reduced by following these strategic steps:
Compare live 2025 jurisdictional rates from neighboring states.
Localized costs can vary by county and municipal jurisdiction. Browse Chapter 13 Bankruptcy data for major cities across Indiana:
Reviewed by Research Team
Last Verified: 2025