With legal fees skyrocketing, more Americans are choosing "Pro Se" representation (representing themselves). But is it worth the risk?
The Cost Argument
DIY Cost: ~$300 (Filing fees only)
Lawyer Cost: ~$10,000 (Average for contested)
The savings are undeniable. However, the risks are high.
The Risks
- Paperwork Errors: Courts are strict. One checked box in the wrong place can delay your case by months.
- Unfair Settlements: Without legal knowledge, you might agree to alimony or asset division terms that are unfair to you in the long run.
- Pension Division: Dividing retirement accounts requires a specialized court order (QDRO). Getting this wrong can result in massive tax penalties or loss of assets.
The Verdict
If you have no kids, no real estate, and minimal debt, DIY is a great option. If you have assets or custody disputes, hiring a lawyer is usually an investment in your future stability.
Related Articles
How Much Does a Divorce Really Cost in 2025? State-by-State Breakdown
A comprehensive guide to understanding the real costs of divorce in 2025, including filing fees, attorney rates, and hidden expenses across different states.
Understanding Attorney Retainer Fees: What You Pay Upfront
What is a retainer fee? Learn how lawyers bill for their services, what 'replenishing' means, and how to protect your money.
Hidden Court Fees: The Expenses Nobody Tells You About
Beyond the initial filing fee, court cases come with a surprising array of hidden costs. Find out what to budget for.